My New (to me) car

[J-Groove]

Very nice!

Congrats!

-John

[vr4chick]

Because that's not how insurance works(most of the time). Typically, your insurance pays your loss, then goes after the person/insurance that hit you. If you don't have a rental rider on your policy, you're paying it out of pocket until your claim gets settled. They're all different, with their own standards of policy.

Most people do have the rental rider because they don't take the time to look at what they're actually paying for. I do, and I get rid of all the stuff I don't need (effectively lowering my rate).

Jeremy

I have rental car coverage, however, the guys insurance is covering the rental for me. My Jeep won't be done for at least 3 weeks due to a parts shortage. I am also not paying a deductible. My insurance said if the other person insurance wants to handle the claim then let them. The fellow that hit me is taking full responsibility for the accident. I feel bad for him, he's really concerned that he hurt us.

[vr4chick]

Ya, it all depends on the insurer. Some will pay it, some won't. In my experience I've always been told no, because I don't elect for rental coverage. Even full coverage when a tree (on city property) fell on my wife's Spyder, they said no.



Jeremy

My guess is, they want to be as accommodating as possible. Considering this happened on a hospitals property by one of their workers and they don't want a lawsuit.

[vr4chick]

They, (hospital), had the audacity to ask me for a deposit for the medical bills. I told them that I wouldn't be paying for a dime of it.

[vr4chick]

Very nice!

Congrats!

-John

Thanks, John!

[vr4chick]

And my favorite part of my new car is the no key thing. I get in other cars to drive and im like WTF i have to get my key out of my pocket?

You have a Ralliart?

[green-lantern]

They, (hospital), had the audacity to ask me for a deposit for the medical bills. I told them that I wouldn't be paying for a dime of it.

lol, You should of just pointed them toward the guy that hit you.

[vr4chick]

Is it cool to drive over paul?