Trust me, I'm still scratching my head. I was very frank with the agent that gave me my estimate when I was told that, and he thought I was mad at him! I assured him I was not, but was appalled at that information. He said something similar happened to him a year ago and he ended up having to foot the bill!
I won't even begin to get into the moral implications of this beyond stating that, by definition, this lady could have driven around and hit every car in the parking lot and would not have been required to pay a dime! And yet we responsible citizens who get insurance as mandated by law are required to foot the bill for someone else's carelessness!
/rant
EDIT: BTW, I could have gone to small claims court to get her to pay, but this happened 6 hours away from home, so it would not have been in my best interest to do so.
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