Discover has the best credit card!

[NickS VR4]

Well I have a couple cards, all with $0 balance at the end of the month. However, I have a total debt of ~$600k. Good times. Two mortgages (one is a rental now), and two car payments.

[stealthee]

I was crunching some numbers today and thought about this post I made 6 months ago. In 6 months my total debt has went from the aforementioned $7,150 to $2134.72. That's a reduction of over $5000 in 6 months. I only have 3 balances left and as of today the highest balance is $990 on my one card I consolidated some debt onto because of 0% interest. Barring any catastrophes my total debt at this time next month will be a little more than $1300.

Well, another update. I have had $0 in credit debt since the end of November. It feels great not having that burden over my head. Today I got an email from one of the credit card companies telling me they now offer your free FICO score. I logged in to check it out and was floored. Let's just say my credit score is approaching 800.

[DrGonzo]

Congrats man!!

I'm going through a refinance now on the new house I bought solely to get away from Wells Fargo as they screwed up so bad on the paperwork and everything else. Interest is going down 1% also which is a plus but I'm happier about getting this last item out from Wells Fargo. I got a copy of our scores as it's part of the refinance and the wife and I are also points away from 800. Seeing as 5-6 years ago I was happy to be at 680 I was shocked to hear it's almost 800 now. We both have worked hard these last 5 years to get out of the credit cards and shit. Granted we have two car payments for new cars and a $250k home, I'm still far from being debt free, but getting out of the cards and other debt has put us to the point that only about 40% of our pay goes towards bills' the rest now goes into savings and fun stuff!! Woo Hoo!!!

[KeithMac]

Still on target to clear 5 cards by this October, first one ends in March!. Been a slog but the end is in sight!.

[IPD]

House on track to be paid off in 20 months. And still $0 card debt.