I was afraid that, looking at the bigger picture, this would be a badly disguised political question. I'm not going there.
What it boils down to, in this particular situation, is that we have the ability to pull the plug on our generosity if we feel the gains of our relationship with this neighbor are no longer balancing out. In my view, this is a matter of relationships, not about catering to anonymous and parasitic freeloaders.
For example, if you're leaving out of town and you need someone to watch your house, and your neighbor unceremoniously says no when you ask, that could change the situation. If your car breaks down, and your neighbor jumps in his car and doesn't offer you a ride to work (or even, perhaps, refuses you if you were to ask), that could change the situation.
I believe in building rapport with people. Much like this karma you speak of, it doesn't always pay off right away or even at all in the ways you might expect, but we do it every day in our relationships (neighbors, co-workers, friends, families and loved ones). In my experience, those that don't often live a lonely life.





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