Texas Home for Sale

[NickS VR4]

Step one: Live in expensive area
Step two: Save Money
Step three: Get pension from expensive area
Step four: Sell expensive house and move to FL/GA/TX/etc where its cheaper to live
Step five: Live like a king with my higher rate pension and savings

That's the life plan...

[Turbo Beast]

Isn't that just government jobs though? My pension is the same where ever i live.

[IPD]

Step one: Live in expensive area
Step two: Save Money
Step three: Get pension from expensive area
Step four: Sell expensive house and move to FL/GA/TX/etc where its cheaper to live
Step five: Live like a king with my higher rate pension and savings

That's the life plan...

wish i could do that. a guy i used to work with at home depot moved from CA to IN on work incentive. he kept his same pay. HUGE cost of living decrease, so he was making a very nice income.

[NickS VR4]

Isn't that just government jobs though? My pension is the same where ever i live.

For me, the plan was state or federal job pension, yes. But since there are better paying jobs in these high cost areas, if you still put the same percentage pay into a 401k, you are ultimately putting more into it. Also if an employer has matching contributions, you could make more based on the same percentage. Right now, aside from my pension, I have about 15% of my pay going to TSP (like 401k).

Anyhow, its not like its a masterful plan... In reality, I went where the family and money are, with the plans to retire in a cheaper area.

[IPD]

For me, the plan was state or federal job pension, yes. But since there are better paying jobs in these high cost areas, if you still put the same percentage pay into a 401k, you are ultimately putting more into it. Also if an employer has matching contributions, you could make more based on the same percentage. Right now, aside from my pension, I have about 15% of my pay going to TSP (like 401k).

Anyhow, its not like its a masterful plan... In reality, I went where the family and money are, with the plans to retire in a cheaper area.

this. also, due to amazon & other sites, having more total income overall--usually means that you can purchase things with less of a "hit" to your disposable income than if you lived in a lower income area.

[Turbo Beast]

Yes, if you make more money, you have to worry about it less to a certain extent.

[J-Groove]

New home is coming along nicely.



Can't wait!!

Right now we are living with the in-laws, which they are awesome for letting us do so. We are paying them $300/month in rent plus help with the groceries.

Tiffany's business, Jaxon's room, our two dogs and 1 cat + us are all in her Dad's office. The fold up cots are getting a little old, but it will all be worth it.

-John

[CoreyB]

Looks great!!!

[beepbeep]

Glad to see the progress, tho I can't imagine how cramped it must be in that room!

[J-Groove]

Looks great!!!

Thanks!

I've been taking a picture from the same spot during this whole build. So in the end I'll have a nice short time lapse.

Glad to see the progress, tho I can't imagine how cramped it must be in that room!

It is cramped, but worth it financially.

It will also make us appreciate all of the new room even more after we move.

The worst thing i Jaxon is going to be used to sleeping the same room as us. Right now he should be sleeping in his own room (he is 5.5 months) and working to fall back asleep on his own when he wakes up in the middle of the night. But with us being in the same room we get up, give him back his pacifier and go back to sleep. So he is not learning how to do that himself.

It will be interesting when we move since he will be around 9 months old once the house is completed.

-John