hah.. dude the Nokia software is nice. I don't know what HTC includes so I can't say anything :)
true offline gps navigation is nice, I don't know if HTC can do that?
I thought Nokia was going to license to all Windows phone(for a fee of course).
I will probably upgrade to a grey 920 when it comes out. I have my 900 sold twice already. I used to like HTC but the last HTC I had(android) the buttons broke 3 times and after the 3rd refurb I gave up and went back to my old phone.
Apps by Nokia - Nokia
New camera apps for Nokia Lumia - Nokia
Nokia just keeps throwing great apps at me... Golf Caddie, ACC Sports, ESPN, Kaliki, There was a WRC app?
Nokia Music(free spotify/pandora)..., camera extras, six flags?, PGA, Trailers... etc