Insuring my newly collectible 1G 3S

Hey, I'm driving an antique!

Paying for whatever 'full coverage' amounts to through AAA currently, $317/6 mos.

What sorts of options exist for what sort of use/mileage?

What else is out there?

didja get collector plates yet?

no renewal fees if you can, i gotta wait 10 more years to get em :(

if you don't mind never driving it, haggarty is the ticket.

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Originally Posted by IPD

if you don't mind never driving it, haggarty is the ticket.

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Aye.

My understanding is Haggerty represents one extreme end of whatever spectrum of coverage/expense there might be.

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Originally Posted by j2k4

Aye.

My understanding is Haggerty represents one extreme end of whatever spectrum of coverage/expense there might be.

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Not true. They have very affordable programs for tuner cars and rare imports. My 98 is rare. The quote was like a grand a year and I think like 5k year mileage limit.
Seemed very reasonable.

From the phone.

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Originally Posted by R/T93

Not true. They have very affordable programs for tuner cars and rare imports. My 98 is rare. The quote was like a grand a year and I think like 5k year mileage limit.
Seemed very reasonable.

From the phone.

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Grand a year with a 5k mileage limit isn't great compared to rates for here. So what is insurance normally?

I mean the key thing is the rates for your area. I pay about a grand a year at age 25 with no mileage limits. Looked into Haggerty and it was like 300 bucks or something obscenely cheap like that, but only 3 or 4k miles I think. I remember it was no where near enough to actually use the vehicle.

It was a couple years ago... maybe it is very cheap. Once I get my truck VR-4 will get Hagerty for full value + mods.

Well, right now I've got full coverage and unlimited miles for $317 every six months; storage when it's parked is cheaper, of course, and I certainly don't live in a high-risk area.

Maybe there's nothing to be gained...:huh:

Nathan, your '98 is also uber-rare by comparison.

I have Grundy insurance with my Stealth. YOU can pick whatever dollar amount you want the car insured to, your choice. Depending on the value you declare, you may or may not have to have an appraisal done, but, I'm really happy with the insurance so far. Price is not super cheap, but its fair for a car you have a lot invested into or is really rare. I tried Haggerty, and even though the car would be driven less than 1000 miles a year, they told me to go pound sand cause the car made too much power, grr.

Sounds like sitting tight is as good a plan as any - good insight, Jesse, thanks. :)

I've got American Collectors on mine. $400 a year $17,000 insured price, 7200 miles a year. Just can't use it as a daily driver unless daily is in shop. But can run errands and go on small trips along with meets. Its the top package they had.

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Originally Posted by EvanH

I've got American Collectors on mine. $400 a year $17,000 insured price, 7200 miles a year. Just can't use it as a daily driver unless daily is in shop. But can run errands and go on small trips along with meets. Its the top package they had.

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That sounds perfect, Evan.

Gonna check that out for damn sure...:)

Huh.

They quoted me $770/year on a 15K NADA value.

It's a "Michigan" quote; I'll bet they think I'm in Detroit, rather than damn near in Lake Superior...:sad:

Hmm. Mines in PA. Could be the reason.

There is also elite collector insurance.

https://www.elitecollectorcar.com