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WRONGQuote:
Originally Posted by Granny
Karen, im not attacking you :) But please be informed, anybody thats reading this:
I paid cash for my house, vehicles, everything. I have honestly NEVER used credit for anything.
All is paid for in full; I own all my junk.
And I cant get a loan.
So, Credit is king.
Oh and Tyler, I just bought a 78 Trans Am with the 400ci engine in it. Definitely something to look into ;)
Quote:
Originally Posted by Turbo Beast
Start building your credit by using it for all your monthly purchases. Pay it off before it costs you any interest. Choose a credit card that rewards you with cash back or miles. We're flying 1st class on our next vacation for free.
Like groceries and gas? Or other stuff?
Yes ;)Quote:
Originally Posted by Turbo Beast
That's what I do as well. I even put my auto insurance on it. Several thousand a month adds up in free points. But the reality is that you are paying extra to use credit cards because the merchant pays a 3% fee to Visa/Mastercard and they pass along whatever they can to the consumer.
You have the problem of no credit.Quote:
Originally Posted by Turbo Beast
That's just as bad when you want to make large purchases.
We went thru that years ago when Mike was applying for a house loan.
His parents experience the same thing and they could loan the bank money.
I think it's great when you have the drive to save up for everything.
I wish I was like that. LOL
and also keep in mine in most states your credit score impacts your home and auto insurance rates.
yeah it does. my home owners says "financial stability discount -43%"
Ok...... Soooo
Have you looked at a Genesis Coupe? I enjoyed the two I drove.. Turbo model was fun and has more room for mods. The 3.8 liter was fun because it had alot more torque. Interiors suited me well and I liked the actual suspension/ride more than anything.
In a perfect world if I were still married and stable, I would have had my g8 by now!!! Love that car!
A kid I know from undergrad has the first year GenCoupe and loves it. 450WHP and just ran 117MPH on street tires. I think the older ones look pretty good, too.