Efffffffffff

[stealthee]

Well, today officially sucks.

I went and got winter treads for the car as soon as I got off work. I then went and got a hair cut and picked up some things from Wal Mart. Upon leaving Wal Mart I was headed to the mall to pick some things up, but I didnt make it there. I made the turn onto State Route 40 in Uniontown here and as soon as I made the turn and started to accellerate I see something in the road. Its too late.

I ran over it and it was dragging under the car as I was attempting to get off the road.

Apparently this was a beveler for metal piping. It fell off of this guys truck basically right in front of me. I got off the road and saw oil pouring everywhere. :sad: I'm not even sure how much damage is done underneath yet. I had to jack the car up with my factory jack just to get this thing unstuck from under the car. I was getting covered in oil as I did so.

It also cracked the side of my bumper cover.

Luckily the guy stopped and was very apologetic. He called the police himself, but they told him to just exchange info with me. I already filed my claim. I had to have the car towed to the house since no shops were open. I am gonna try to jack it up in the morning to see if I can see any major damage to oil pan, oil filter housing, or whatever. If its significant, I am just going to let the insurance take care of it and have it taken to a shop. If its something easy, I will just fix it myself and get payment for the bumper.

Oh yeah, in case you don't know what a beveler is, it looks like this

http://hmpipe.com/wp/wp-content/uploads/2009/10/beveler.jpg

[DocWalt]

:( At least you were able to stop right away. I wouldn't be surprised if it punctured the pan, or the oil filter.

[TwIzTeD_3kGt]

Damn that sucks

[Roybatty]

That sucks. It must be the time of year. As you may know the wife's car timing pully bolt sheared last week, have the parts, but no time yet to get it; meanwhile she takes the G20 Chevy Van to the train station in Aberdeen yesterday and some mofo crashes thru the passenger window to steal the monitor for the reverse camera. Efffffffff. Friggin cold, and just snowed the other day, and I am duct taping plastic...blah blah. Good luck with your issues bro, sounds like it could have been worse and nobody is injured.

[Austin@STM]

That sucks, at least he stopped though, that was good of him.

It could have been a lot worse, i've seen plenty of hit and runs, or garbage just in the road with no one around.

Did you at least get to keep the beveler?

[stealthee]

Haha, no, he put it back on the truck.

I wish my garage was open right now so I could at least check the car out.

[Hans@GZP]

Sucks bro. Let me know if I can help. Hopefully they don't total it out.

[mb3000]

Sorry to hear about that man, at least he stopped and tried to help out.

[stealthee]

Sucks bro. Let me know if I can help. Hopefully they don't total it out.
I have a later SOHC engine out of a 98 so the oil pan differs from what my 94 pan was. Do you got one that will fit it if in fact the oil pan is damaged?

[Hans@GZP]

I believe I do. I'll check in the morning.

[CoopKill]

Man, ouch! Sorry to hear...

I ran over some kind of metal object on the freeway in my 92 na and was lucky enough to only need the missing back half of the exhaust. 2 am Seattle and no one to blame ftl.

[MR2]

in for pix of the damage..most likely taken a good hit at the sump depending where it hit...if you got lucky maybe it just hit the oil cooler.

[stealthee]

NA, so no oil cooler.

I thought about it some more and think I am just going to let insurance handle it all. That way they if something is damaged that I miss that I wont be fucking myself over.

I just hope they don't try to screw me around with my 99 front. I'm going to go talk to my actual agent today and get some things clarified because the people at claims seem to only know what they can read off a piece of paper.

[mcshooter]

my son ran over a concrete block which fell off a truck in front of him and it punched a hole in the oil pan on a dodge lancer i had. he stopped right of way and also oil was pouring out, but stopping right of way we only had to replace the pan. no engine damage and i drove it for 6 more years and since you stopped quickly i think you will be ok. good luck ...

[IPD]

Sucks bro. Let me know if I can help. Hopefully they don't total it out.

yeah. like, maybe you could tt swap it. :p


NA, so no oil cooler.

I thought about it some more and think I am just going to let insurance handle it all. That way they if something is damaged that I miss that I wont be fucking myself over.

I just hope they don't try to screw me around with my 99 front. I'm going to go talk to my actual agent today and get some things clarified because the people at claims seem to only know what they can read off a piece of paper.

and now you know why i'm like... :Doh: about my awd swap. 10k worth of car on the road that the insurance company sees as worth ~1k. hence the POPD. i really gotta talk to progressive when i get back.

[Maximal]

Good luck...hopefully it's just an oil pan or even just a filter issue and it'll be an easy fix. The cost of the dodge from bumper might be more than the 99 so you might make out ahead on the deal there.

[IPD]

Good luck...hopefully it's just an oil pan or even just a filter issue and it'll be an easy fix. The cost of the dodge from bumper might be more than the 99 so you might make out ahead on the deal there.

good point. be sure you take it to a dodge dealer for a quote, not a mitsubishi one. dodge will be all like "woah...i've never seen one of these before! it must be worth MILLIONS to fix it!!!"

[green-lantern]

That sucks! Do you have receipts for the 99 bumper?

[SupraMKIII]

The car gods are frowning upon all of us lately.

I lost a tire, my friend crashed both of his vehicles AND got a ticket in someone else's vehicle. Kid I know with a WRX had his car start throwing a CEL.

[stealthee]

That sucks! Do you have receipts for the 99 bumper?

I actually do have a receipt. I think I got it for $398 from Conicelli Mitsubishi, back when they still did Mitsubishi.

I tried to call the shop that I am going to let do the work, but they must have been closed already. I looked and the 99 bumper is definitely effed. On the under side of the "side mount opening" its all busted up, plus the crack on the side of the bumper. They aren't going to be able to match the paint so I don't know whats going to happen there. I just hope they don't try to total it, especially over something so small.

[2fnloud]

I actually do have a receipt. I think I got it for $398 from Conicelli Mitsubishi, back when they still did Mitsubishi.

I tried to call the shop that I am going to let do the work, but they must have been closed already. I looked and the 99 bumper is definitely effed. On the under side of the "side mount opening" its all busted up, plus the crack on the side of the bumper. They aren't going to be able to match the paint so I don't know whats going to happen there. I just hope they don't try to total it, especially over something so small.


I did way more to my Stealth when it fell off my jack stands, if you had full coverage you should be fine.

[Markingtime]

Sorry to hear about your trouble. At least the guy was honest.



Oh yeah, in case you don't know what a beveler is, it looks like this
http://hmpipe.com/wp/wp-content/uploads/2009/10/beveler.jpg

Reminds me of C3PO

[VR-4 0wnz j00]

Consider yourself fortunate. A guy near my parents had a tire fly out of the bed of a truck and kill him. Left a family with 3 children. It sucks but at least your alive and well :)

[stealthee]

Well, the car is on its way to the shop. Hopefully I will know something in the next few days.

[stealthee]

Well, I talked to the shop today. They have to talk to the State Farm rep tomorrow to find out if they are going to consider the engine a loss or not.

My gut tells me if they consider the engine a loss that the car is going to be totalled. I'll have to wait and see though.

[Maximal]

What's wrong with the engine to consider it a loss? But yeah, I'd say if the engine is toast that'll total it alone.

[stealthee]

The fact that it was run out of oil. I told the guy I didnt let it run that long, but the decision really lies in the hands of the State Farm rep. He said they may just look to replace the pan.

I'll keep you guys up to date as I find out more.

[CoreyB]

Sucks man. Hope it gets fixed.

[Maximal]

Ah, so the damage under there is just the pan itself? Block or anything important like that fine?

[stealthee]

I dont even know. It may be just the pan or oil filter. The rep may decide they dont want to buy an oil pan or whatever and chance the engine still being damaged, then theyd have to buy an engine too, if the cost doesn't total the car.

Everything is just speculation right now.

[IPD]

pretty sure your LSD is worth more than the engine.

[MR2]

I assume that if they do wreck it you'll buy the car back? if not then what?

[stealthee]

pretty sure your LSD is worth more than the engine.

Haha. The LSD isn't even in the car at the moment. I just threw another trans in after I shredded 2nd gear. I was just too lazy to change my sig. I still have the LSD, its just in the other trans.


I assume that if they do wreck it you'll buy the car back? if not then what?

I'll definitely buy the car back. I'd buy something else with the money from insurance and I'll probably put the Stealth under a cover until at least spring and make it a project to bring it back to its former glory.

BTW, the body shop called today and left a vm on my house phone. I've been trying to call them back to no avail. If I don't get an answer tonight I'll just have to wait til tomorrow to find out what they wanted.

[stealthee]

OK, so I got ahold of the shop. It doesn't sound like good news. The guy said from the info he gave State Farm that they told him to kick it out of the "Service First" program and they were going to send an adjuster over to look at it. To me, this does not sound like good news. :sad:

[MR2]

what exactly is the service first program lol?

[stealthee]

With State Farm they have their "preferred" shops. These are shops they work directly with and payment/billing is done through them. Now instead of letting the shop handle everything, they are going to send their own adjustor out to look at the damages and do an estimate.

To me it seems that if everything was going to be ok that the shop would have been allowed to procede with repairs. The fact that State Farm wants to take a look at it themselves seems boding to me.

[GTwizard]

Dude. So sorry to see this thread. I just now got to read it and that sucks. Good Luck my friend.

[CoreyB]

Whatever you do, dont except their first offer. They are hoping they can offer you $1000 for the car and the problem will go away. Then they will say you cant keep the car because they want to auction it off to recover some of their money.

[Roybatty]

Things don't look too promising from some of these guides on value of our cars>>

http://www.nadaguides.com/Cars/Research-Center

[stealthee]

Whatever you do, dont except their first offer. They are hoping they can offer you $1000 for the car and the problem will go away. Then they will say you cant keep the car because they want to auction it off to recover some of their money.

Oh, I already have a number in my head. I have receipts for what it would take to "recreate" the car. I know its going to end up being a battle, but if they come close to what I want then we will see.

Also I doubt they would want to keep the car. They'll probably basically "give" it back to me.


Things don't look too promising from some of these guides on value of our cars>>

http://www.nadaguides.com/Cars/Research-Center

Damn, and I thought KBB lowballed the hell out of us. My front bumper and coilovers are worth more than what NADA is saying the whole thing is worth.

[mcshooter]

its too late now but if it is the oil pan and front bumper it would of been better to keep the insurance co out of it. they are for sure going to raise your insurance cost. they might want to repair it since the airbag is intack. good luck stealth

[2fnloud]

its too late now but if it is the oil pan and front bumper it would of been better to keep the insurance co out of it. they are for sure going to raise your insurance cost. they might want to repair it since the airbag is intack. good luck stealth

This is not automatically the case, he wasn't at fault. Another driver had cargo improperly secured in their automobile. My rates never went up when I ran the claim for my car falling off the jack stands.

The rate rise will be dependent on his record with his insurance company.

[stealthee]

My insurance wont go up because this isn't my fault. This is going against the driver of the other vehicles insurance.

[TheRedStealth]

I hate to say it, but it would only take about $2000 for them to total it, be prepared to have to buy it back.

[stealthee]

Well I guess I was fretting over nothing. The reason an adjuster had to come look at the car was because of "previous damage" to the front bumper cover.

There was some paint chunks missing due to improper prep work and the like. The car is mobile at this point, but due to the holidays I won't be able to get it picked up until Monday.

They said it actually just punched a hole in the oil filter and dented the oil pan so they put a new oil pan on and gave it an oil change. I'm probably going to just have to eat the loss of the bumper. Sure it had prior "damage" but the damn thing was usable.

At least it wasn't totalled.

[UTRacerX9]

My insurance wont go up because this isn't my fault. This is going against the driver of the other vehicles insurance.

That doesn't matter. In my last accident, I was rear ended while I was sitting at a light. They ended up paying for my damages, sure. But my rates increased the next policy period. I figured, it might simply be due to rising insurance costs, but no. When I moved, I bought a house and was looking for new rates for auto/home/motorcycle combined. Two companies told me they couldn't give me the best rates because I had three things on my driving record, two tickets in the past 3 years, and that damn accident, and it didn't matter that it wasn't my fault. Ins companies are bastards.

[stealthee]

The two tickets are probably why it went up then. When there is a claim, no matter it its your fault or not, they usually review your record. If they saw the two tickets, then they raised your rates because of them.

Luckily for me I have been a good boy and haven't had a ticket in a long time.

[dbest671]

Insurance companies don't care who it at fault most of the time, your rates may increase even though it wasn't your fault. In Florida, a kid backed into Don's dodge magnum damaging the rear door... mind you Don was in the store shopping. His insurance went up, and that accident, even though it wasn't his fault, was on his record for 3 years. So in reality it doesn't matter if the accident wasn't your fault, it just matters that you were involved in an accident period.

We learned to put the crappiest car as the primary vehicle, because insurance rates are based on how much the cars is used = more like to be involved in an accident. I think it was almost $40/month more to say we drove the Challenger 8K miles a year vs 5K mile a year.

[UTRacerX9]

The two tickets are probably why it went up then. When there is a claim, no matter it its your fault or not, they usually review your record. If they saw the two tickets, then they raised your rates because of them.

Luckily for me I have been a good boy and haven't had a ticket in a long time.

That could have been it... except I already had those two tickets on my record before I got my insurance with them and they knew about them. I hope your rates don't go up, but don't be surprised at all if they do.

[2fnloud]

Well I guess I was fretting over nothing. The reason an adjuster had to come look at the car was because of "previous damage" to the front bumper cover.

There was some paint chunks missing due to improper prep work and the like. The car is mobile at this point, but due to the holidays I won't be able to get it picked up until Monday.

They said it actually just punched a hole in the oil filter and dented the oil pan so they put a new oil pan on and gave it an oil change. I'm probably going to just have to eat the loss of the bumper. Sure it had prior "damage" but the damn thing was usable.

At least it wasn't totalled.

I would be disputing the adjuster's decision....chipping paint is way different than busted pieces.

[stealthee]

Its been disputed. I just want to get the car back so I can take the rental back. I'll see what I can get moving from there.

[mb3000]

Its been disputed. I just want to get the car back so I can take the rental back. I'll see what I can get moving from there.

Glad to hear they didn't total it.

[stealthee]

I know exactly what the issue is. The other driver also had State Farm so State Farm is paying out no matter what. Had the other driver had anyone else I could let State Farm go after them for the loss of the bumper. State Farm wont go after itself.

My girlfriend warned me they would try to screw me around because of this. I'll still see what I can get done. If I have to I will talk to my agent to see if he can help.

[IPD]

I know exactly what the issue is. The other driver also had State Farm so State Farm is paying out no matter what. Had the other driver had anyone else I could let State Farm go after them for the loss of the bumper. State Farm wont go after itself.

My girlfriend warned me they would try to screw me around because of this. I'll still see what I can get done. If I have to I will talk to my agent to see if he can help.

this is THE biggest issue i've run across. when my insurer and their insurer are the same company. it's a systemic problem. i've seen it happen with state farm and american family.

[Bob]

I've had State Farm for over 40 years and they've always seemed to treat me well on claims, and believe me I've had a few. Most claims never involved other Insurance Companies and were either Uninsured Motorist or Comp claims.

[ElDominio]

Just read this thread.
Thank God you're not here in PR... The guy would've just left you with a free wierd compass-tube-measurement thingy.... THAT would've sucked...

[J_Parker]

Just read this too. Man that sucks bigtime, good thing the guy stopped. If you were here in B.C. chances are they would've pissed off on you. When I had my Talon I was following an old rusted out Dodge diesel at a respectable distance at night with somewhat dirty headlights (Going to wash the car for that matter). Outa nowhere I see a HUGE mass of sparks on the road just ahead of me, but by the time I caught it it was too late, I see my oil pressure dummy light flip on... FFFFUUUUUU! So I pull over and assess the damage, the guy litterally stopped in the middle of the highway about 200 feet ahead of me, then just drove away as I started walking toward him... WTF! I assume he wanted the 6 feet of 4" exhaust that was hung up under my car, but changed his mind after seeing the smoke bellowing out from under my hood... After he took off I blew my hissy fit and looked under the car a worked the exhaust out (Was a royal pain in the ass). The bottom of my oil pan looked like a tuna can peeled open, my oil filter was pretty well ripped off, the bottom of my valance was dragging on the ground, and there was a good sized dent in the rocker panel just behind the passengers front tire. I wasn't a happy camper when I went to my insurance provider either, I pretty well got told to look where I was going...

Hope you get everything worked out man.

Jordan.

[stealthee]

Just thought I should update everyone. I finally was cut a check from insurance. I guess my bitching about them not wanting to pay for the front bumper paid off. They cut me a check for $920.10 and I got it last week.

I put it in savings since the car is drivable as is. I'm going to end up using that money as well as money from the sale of a 92 RT and my tax refund to pick up a newer car so I can park the Stealth for now.

[CoreyB]

Glad to hear it all worked out.

[jba3]

They said it actually just punched a hole in the oil filter and dented the oil pan so they put a new oil pan on and gave it an oil change.

Stealthee, I would check the oil pickup to make sure it isn't damaged, since the oil pan was dented. Big spun bearing potential.

[stealthee]

I looked at the pan after I picked the car up. I had misunderstood the guy and they allowed for a new pan, but it wasn't replaced by the shop. All they did was an oil change to get it mobile. The dent is on the front side of the pan near the drain plug.

[Sin'sVr4]

omg. I would pull the pan off asap. Just to be sure the pick up wasnt hit, moved, cracked... Not hard to do. Just would be piece of mind for me.

[stealthee]

Trust me when I say I know its fine. Oil pressure is great and car hasn't missed a beat. Besides its a SOHC. They can run without oil. :lol:

[mb3000]

Oil? Coolant? Pussy shit.

Give me some unmetered Nitrous and some gas, thats all I need :lol: @ Panda.

[IPD]

...speaking of which, i haven't seen any updates from evan in 6 months. i wonder how my old trans is doing. :)